Regulatory posture

Compliance-first, by design.

Lignum operates under Swiss VQF affiliation, EU MiCA passporting via a Lithuanian VASP subsidiary, and FinCEN MSB in the United States.

01 · Licenses & memberships

Switzerland

VQF-affiliated financial intermediary · Art. 2 AMLA

European Union

MiCA-passported CASP via Lithuanian subsidiary

United States

FinCEN-registered MSB · State MTLs in progress

United Kingdom

FCA cryptoasset registration under MLR 2017

Singapore

MAS DPT exemption under PS Act

UAE

VARA compliant · corridor via licensed partner

02 · Programs

KYC / KYB

Full documentary verification, UBO mapping to 10%, adverse-media and PEP screening at onboarding and continuously.

Travel Rule

Sumsub Travel Rule + TRP compliant. Counterparty VASP data exchanged on every transfer over threshold.

Transaction monitoring

Chainalysis KYT on-chain, Elliptic fallback, rules engine + human review for fiat outflows.

Sanctions

OFAC, EU, HMT, UN and SECO lists refreshed daily. Automatic block and SAR workflow.

03 · Reporting

Suspicious activity reports are filed with MROS (CH), FIU-LT (EU) and FinCEN (US) per local statute. Downloadable transaction dossiers with full chain-of-custody are available on request for audit and tax purposes.